Legal problems can emerge months after purchase, leaving you powerless. Learn the common issues and how to verify legal status before committing.
Disputed Title or Ownership
Multiple people claiming ownership. Forged documents. Succession disputes among heirs. Verify: complete title chain (last 30 years minimum), all rightful owner signatures, no competing claims. Get lawyers to verify—don't assume documents are valid.
Mortgaged or Encumbered Property
Seller has a mortgage they haven't disclosed. You discover property is mortgaged after purchase. Verify: encumbrance certificate showing no liens. Ensure seller's mortgage is discharged before ownership transfers.
Illegal Construction or Modifications
Property built without permits. Additions violate building codes. Upper floors added without approval. Verify: building plan matches current structure. Get municipal approval confirmation. Violating construction can lead to property demolition.
Agricultural Land Sold as Residential
Seller has agricultural property but markets it as residential. You discover you can't get a residential mortgage or resell as residential. Verify: land classification with municipal corporation. Ensure proper conversion documentation.
Flooding or Disaster-Prone Areas
Property is in flood zone, landslide zone, or earthquake-prone area. Not disclosed by seller. Verify: local disaster records, area history, municipal maps. Ask neighbors. Don't rely on seller's word.
Neighbor Boundary Disputes
Neighbor claims your boundary is wrong. Property is actually smaller than documented. Decades of dispute ahead. Verify: latest survey, boundary measurements, neighbor acknowledgment. If neighbor disputes it, get legal clarity before purchase.
Tenant Rights Not Recognized
Tenant already occupies property for 20+ years. They have rights exceeding owner's rights. You buy expecting vacant possession and get stuck tenant. Verify: occupancy duration, tenant agreements, eviction possibilities. Some tenants can't be removed.
Missing Occupancy Certificate
Property never received occupancy certificate from municipal corporation. Technically uninhabitable. Can't get utilities registered or resold easily. Verify: occupancy certificate exists. If missing, get it before purchase or negotiate price reduction.
Inheritance or Family Disputes
Property bought from widow; son claims inheritance. Ongoing court battle for property. You're caught in family dispute. Verify: clearance from all legal heirs. Get their signatures on affidavits. Don't buy inherited property while disputes exist.
Tax or Government Claims
Property has unpaid property taxes. Government has claim for dues. You buy and discover this. Verify: property tax receipts are current. Get clearance from tax authority before purchase. Ensure no municipal dues exist.
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Before buying any property, verify its legal status completely. Chat with Ishanya AI on WhatsApp, and we'll help guide you to properties with clear legal standing.
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